Jiaozuo city, cut housing accumulation Fund loan ratesAccording to the Bank of China on the cut of the RMB benchmark deposit and lending rates of financial institutions informed, jiaozuo city, cut personal housing accumulation Fund loan rates from June 8, 2012. Among them, 5-year from 4.45% to 4.2%, down 0.25%; more than 5-year from 4.9% to 4.7%, 0.2%.
How to perform new lending rates?, housing fund management center personnel, June 8, 2012 (not included) loan granted earlier, according to the original interest rate until December 31, 2012, since January 1, 2013 (included), execute personal housing accumulation Fund loan, adjusted interest rates; loans made on or after June 8, 2012, and starts execution of a new adjustment of interest rates.
June 8 provident fund interest rate cut news just announced that people calculate the new interest rate mortgage deals. A case study of the 20-year loan of 200,000 yuan, according to the reduced rate of 4.7% per, 1286.99 needs to repay principal and interest each month, rather than earlier, 20-year fund loan 200,000 yuan, 1308.89 Yuan monthly repayment of principal and interest. By contrast, the monthly savings of more than 20 million.